Description: Recent and upcoming changes to U.S. statutory reserving rules are expected to impact term insurance prices. This article is an analysis on what that impact might be.

Description: Impact of low and negative interest rates on various aspects of insurer operations including product management, investment management and capital management.

Description: A discussion of how the tax law changes of 2003 might affect the attractiveness of variable annuity business relative to mutual funds and direct investments in dividend paying equities.

Description: The article gives specific information as to why insurance companies would want to participate in intercompany mortality studies. Product Development News, August 2000, Issue No. 50.

Description: In the June 2014 issue of Product Matters, Doug Robbins of Pacific Life authored a fascinating article entitled “Velocity of Diversification.” Therein, he proposed a pricing measure that describes the “…speed at which confidence in profitability is attained”. How can stochastic modeling of mortality be applied to analyze the velocity of diversification, and how would that measure be affected by volatility in the underlying assumptions?

Description: Feature article discussing how market interest rates and bond yields dropped in response to the global financial crisis in late 2008, and they have struggled to return to their prior levels, in part because the Federal Reserve has made efforts to spur growth and lending in a sluggish U.S. economy.

Description: NAIC Update on Issues Affecting Life and Annuity Product Development

Description: Discussion of recent Society of Actuaries sponsored research.

Description: Author's views on whether insurers' actuaries should be concerned about impact of life settlements on product experience.

Description: The New 2001 CSO: Implications for Universal Life Plans